HDFC Bank Q4 results: Profit rises 6.6% to Rs 17,616 cr, NPAs up by 0.43%

On Saturday, HDFC Bank reported a 6.6 percent rise in standalone profit, reaching Rs 17,616 crore in the fourth quarter of 2024-25. The largest private sector bank in the country had reported a net profit of Rs 16,512 crore in the corresponding quarter last year.

HDFC Bank reported in a regulatory filing that total income rose to Rs 89,488 crore in the quarter being reviewed, compared to Rs 89,639 crore during the same period last year.

The bank announced interest income of Rs 77,460 crore for the January-March quarter of 2024-25, up from Rs 71,473 crore in the corresponding period last year. The bank’s board proposed a dividend of Rs 22 per equity share of Re 1 for the year ending March 31, 2025.

Concerning asset quality, the bank experienced a minor decline, as gross Non-Performing Assets (NPAs) increased to 1.33 percent of gross loans by the end of March 2025, up from 1.24 percent the previous year.

Likewise, net NPAs or non-performing assets increased to 0.43 percent, up from 0.33 percent at the conclusion of the previous fiscal year’s fourth quarter. On a consolidated basis, the bank registered a net profit growth of 6.8 percent to Rs 18,835 crore, compared to Rs 17,622 crore in Q4 FY24. As of March 31, 2025, the bank’s total Capital Adequacy Ratio (CAR) adhering to Basel III guidelines stood at 19.6 percent.

As of March 31, 2025, the total balance sheet size was Rs 39.10 lakh crore, compared to Rs 36.17 trillion on March 31, 2024, it mentioned.